Tel: 01304 268301 Email: info@vhfs.co.uk

Long Term Care

Offering a whole of market service.

Meeting the costs for paying for long term care can put a considerable financial burden on families and can even result in the dreaded sale of a much loved home. Paying for home care costs or long term care Dover, Deal or Sandwich areas can be substantial.

Thanks to better medical care and healthier lifestyles, we have the prospect of living longer. While an increase in life expectancy is good news, it has to be recognised that there are a number of financial implications that go with it. We are able to discuss various options including Care Annuities and Deferred Payment Scheme.

There are benefits that are not means tested such as, Attendance Allowance and Disability Living Allowance and we are able to offer you advice as to whether these could be available to you. Depending on your circumstances you may qualify for funding from the NHS or even your Local Authority. Even if you do, the amount you receive may not be enough to complete your care costs, either at home or in a care home. If this happens, you will need to think about how you could top up any contribution or if you have to pay for it yourself. This all depends on your health or mobility, what level of health and support you need, the value of your savings, assets and income.

Providing advice for elderly clients and for those concerned with planning for their future well-being, is an extremely complex area requiring specialist knowledge and qualifications.

Our Experience

Vanessa HARRISON DipPFS Cert SMP Certs CII (MP & ER)

Director and Financial Adviser

Vanessa is a qualified Financial and Mortgage Adviser with a Diploma, along with additional certifications from the Chartered Insurance Institute in Equity Release and Long-Term Care. She brings over 30 years of experience in the financial industry, having started her successful career as a Retail Investment and Specialist Protection Adviser at the Halifax branch in Deal. Now, as the owner of her own company, she delivers a highly personalised and client-focused service.

What Others Say

"

We received fantastic and uncomplicated advice from Vanessa to take out our first mortgage. We changed mortgage advisor to Vanessa as the previous one we found wasn't entirely open and honest with us. It was refreshing to receive such an honest, hassle free and helpful service. I would highly recommend Vanessa's service to anyone

J Baker

/ Happy Mortgage Customer

"

Vanessa and Matthew managed to help move us into our new family home effortlessly, they made the whole process simple for us, dealing with the demands of the mortgage lender. They were able to find us a cheaper mortgage than offered in the high street. Vanessa also ensured we had fully protected ourselves in the event of the unexpected, to give us peace of mind. We would highly recommend Vanessa Harrison Mortgage and Financial Planning due to their outstanding quality of advice and service

R Seaman
/ Happy Mortgage Customer

"

Now our second remortgage has completed, I just wanted to write and thank you for all your help, everything was done very smoothly, and I would very happily to recommend your company to others

S O'Neill
/ Happy Mortgage Customer