Tel: 01304 268301 Email: info@vhfs.co.uk

Retirement and Pension Planning

When was the last time your pension was reviewed?

Pension Planning Deal, Dover and Sandwich

When was your pension last reviewed, have you ever had free pension or retirement advice? Is your pension invested in the most suitable way for you? Regardless of the life stage you have arrived at, it is important to receive expert and professional retirement advice on your pension plans and requirements.

Since the introduction of new rules, pension savers have been able to withdraw all their capital from their pension funds. Are you aware that you may face a large tax bill if you withdraw more than your tax-free entitlement of 25%.

For retirement funding advice Dover, Deal or Sandwich call 01304 268301

retirement funding advice

Under new rules, money held in defined contribution pensions does not form part of your estate when you die, meaning beneficiaries inherit your pension free of inheritance tax (IHT). IHT can be payable at 40% on assets over the current £325,000 threshold.

*The value of the pensions can fall as well as rise. You may get back less than you invested.

*Tax Treatment depends on individual circumstances and is subject to change.

*Inheritance Tax planning is not regulated by the Financial conduct authority.

Our Experience

Vanessa

Financial Adviser

Vanessa has over 25 years experience of working in Deal as a Financial Adviser.

After a successful career firstly working as a Retail Investment and Specialist Protection adviser at Halifax branch in Deal and then with St James’s Place Wealth Management, Vanessa is now joined by Matthew to help continue giving valuable advice.

What Others Say

"

We received fantastic and uncomplicated advice from Vanessa to take out our first mortgage. We changed mortgage advisor to Vanessa as the previous one we found wasn't entirely open and honest with us. It was refreshing to receive such an honest, hassle free and helpful service. I would highly recommend Vanessa's service to anyone

J Baker

/ Happy Mortgage Client

"

Vanessa and Matthew managed to help move us into our new family home effortlessly, they made the whole process simple for us, dealing with the demands of the mortgage lender. They were able to find us a cheaper mortgage than offered in the high street. Vanessa also ensured we had fully protected ourselves in the event of the unexpected, to give us peace of mind. We would highly recommend Vanessa Harrison Mortgage and Financial Planning due to their outstanding quality of advice and service

R Seaman
/ Happy Mortgage Client

"

"We have been very impressed with Vanessa's thoroughness and the efficient and friendly service that she provided and would like to express our heartfelt thanks and appreciation"

Mr & Mrs Wicks
/ Happy financial advice client